Comparetheloan

ComparetheLoan
We compare over 500 loan deals everyday and search over 95% of the UK Loan Market. We work closely with the UK's leading loan companies and brokers to ensure that our users get the most competitive loan offer which you wont find elsewhere

Home | Sitemap | Contact Us

Compare Loan Quotes

Compare over 500 loan plans from the UK's leading loan companies and brokers
Get loan quotes from different loan companies by filling one simple form.

Our Typical APR is just 5.50%

Apply Now For Your Free Loan Quote !

Loan Requirements

Home Status:		Loan Purpose:
		Loan Amount:
		Loan Period:

Current Property & Mortgage Details
Property Value:		Current Mortgage Company:
Purchase Price:		Mortgage Outstanding:
Property Type:		Monthly Payments:
Year Of Purchase:		Years To Go:
Construction Type:		Mortgage Type:
Number of Bedrooms

Personal Information
Title:		Occupation:
First Name:		Job Length:
Surname:		Total Income(£):
Date Of Birth:		Current employment status:
Marital Status:		Other income(£):
Mothers Maiden Name:		Main source of other income:
Credit Status:

Partner Information
Title:
First Name:		Job Length:
Surname:		Total income(£):
Date Of Birth:

Current Address & Contact Details
No. & Street:		Home Phone:
City/Town:		Best time to contact:
Postcode:		Email:
Alternative Phone:		Time At House:

Previous Address
No. & Street:
City/Town:
Postcode:

Terms of Request
DECLARATION All the details on this Form are true and not misleading Where I / we have opted not to take Payment Protection, I / we understand it is my / our responsibility to keep up my / our own repayments if I / we are unable to work I / we understand that this loan will be secured against my /our property At this stage of the application, we would like to do a credit search. Sometimes information about you on the credit search can be linked to other people and false information may be recorded. Legally we need your permission to do a credit search, and the permission of anyone you have a link with. If you don't have a financial link with anyone, then of course it is only your permission we need. Do you give us permission? DISCLOSURE AND USE OF YOUR INFORMATION It is important that you READ THE INFORMATION BELOW FROM THE FISA BORROWER INFORMATION GUIDE. This explains how your data will be used. You will also receive your own copy of this guide in the post. I / we confirm the information given in this application is accurate and that you, or any lender to whom you submit this application, may use, and disclose my / our data as described in the Borrower Information Guide. Calls may be recorded for quality and security purposes. THE FISA BORROWER INFORMATION GUIDE. DATA PROTECTION. In simple terms the Data Protection Act requires companies and individuals who process and retain information about their customers to tell the customer how the information will be used and to what purposes it will be put. The Act does not restrict itself only to information kept on a computer; it is relevant to any ordered filing system. If you have applied to a FISA company the information below describes how your data will be processed. If your information is to be processed differently the trader will tell you. Credit Brokers If you have applied to a credit broker they will use the information you have provided to: - process the application you have made; - make, or cause a search to be made, at a credit reference agency (see the note below) - this search will be shown in any other searches which are made in connection with applications made by yourself and other members of your household. The disclosure of multiple searches may adversely affect your credit profile and may make credit harder for you to obtain. The broker may also use the information - to offer you other products which they make available; - to pass your details on to a lender or lenders they feel may be willing to lend you money; - to pass on your details to another broker, if your broker is not able to arrange finance for you; - to write to you in the future with a view to offering you products they feel may be of interest to you. - to pass your details to another broker in the future with a view to them offering you products they feel may be of interest to you. - to permit access to your information by the FISA or other regulatory bodies to ensure they are processing information correctly and complying with regulatory requirements. The broker may keep the information for several years. You can ask for the information not to be used to offer you other products. Any other broker or lender to whom the information is passed during processing your application may use it in the same way. Every company or person who processes or keeps data has a duty to keep that information up to date and accurate. NOTE - CREDIT REFERENCE AGENCIES The names and addresses of the main credit reference agencies are shown below. Brokers and lenders may use one or more of these agencies. Information about which credit reference agency was used should be made freely available. LENDING Companies Use of information when application is being processed Lenders to whom the application is passed will make wider use of the information than a broker will. If you have received any lender documents, they should include a statement telling you what they will do with the information, or telling you where to look to find out what use they will make of it. This statement will usually be near any signature box, or clearly placed on the front page. If the information is not by the signature box there may be an "information padlock" sign (like the one above) drawing your attention to where the information is. This guide tells you all the likely uses; some lenders may only do some of the things we explain. Almost all lending companies will check the information supplied on loan or mortgage applications with data held by credit reference agencies. Every time a search is made it is recorded by the agency and disclosed to other organisations on any later searches. Lenders will use the information obtained in the credit reference search to help them assess the application and they may use the result of any search in a credit scoring system. A credit scoring system is a system by which points are given for various factors like your age, your job or even for information obtained from a credit reference agency, such as how you have repaid previous or existing credit. Lenders use different methods of scoring depending upon their interpretation of the importance of different factors and the level of risk they are willing to accept. You should be told if a lender is going to use a credit scoring system. The lender may check your details with the credit reference agency or with other agencies (see below) to satisfy itself that all the details on the application are true, and that the application has really been made by you. If it suspects information is false or inaccurate it may report it to a fraud prevention agency. Please ensure the information you give is true as lending companies will check with fraud prevention agencies and if you give false or inaccurate information, and the lender suspects fraud, it will record this. NOTE - OTHER AGENCIES SEARCHED As well as the credit reference agencies, there are agencies dealing specially with the checking of application details to identify possible fraud. This is a protection for honest applicants, although it can sometimes cause delays. Details of these other agencies, and a brief outline of their purpose, are given in this guide. What if my loan application is not accepted? Nobody has a right to receive a loan. Loans are always granted at the discretion of the lending company. Sometimes a lender may not wish to lend. This may be for a number of reasons. The lender may think you cannot afford the loan. If it is a secured loan, your property may not be of sufficient value. A lender does not have to tell you exactly why you have been refused a loan but you can ask them for the name and address of any credit reference agency used and they will supply this information free of charge. If you are refused credit because of a computerised credit scoring system you can ask the lender for an explanation of how their credit scoring works (this applies only if the decision has been made on the basis of a computerised system alone). The lender may charge a small fee for providing this information. You also have the right to require a non automated review of the decision. Use of information once a loan has been made All lending companies keep information about their customers in their own records. This will include all the initial information given by you, and extra information about how your account has been run and any other dealings between you and the lender. Lenders will record the conduct of any loan throughout its duration, including how punctually the payments are made and other information, with one or more credit reference agency. This enables them, and others, to make decisions about credit and credit related services for you and members of your household including decisions on motor and household credit, life and other insurance proposals and insurance claims. Information may also be provided to the other agencies mentioned below. These will help lenders and other subscribers to those agencies to trace debtors, recover debt, prevent fraud and to check your identity to prevent money laundering. In particular, any difference between t